Estate & Generational Planning

You’ve succeeded in achieving so much during your lifetime.  What would you like your financial legacy to be? Whether you want to pass tax-advantaged assets to children and grandchildren, ensure that your business is positioned to thrive for decades to come or understand with crystal clarity how your estate plan will fund your favorite charitable causes, Pinnacle will help ensure all your goals are met through innovative, expert estate and generational planning.

Personal Attention, Proactive Management and Positive Results 

Comprehensive estate planning involves looking at your personal wealth transfer goals through multiple lenses, analyzing their tax implications and devising a strategy that can:

• Reduce your family’s transfer tax burden, including both the estate and GST tax
• Establish a succession plan for your business
• Meet your philanthropic aims
• Assure your legacy goals will be funded

Our consultants open a wide world of opportunities - and give you concrete ways to evaluate your options. Using advanced financial modeling we generate the hard-and-fast data you need to examine the impact of various variables on your estate, over your lifetime and successive generations. Our analyses also spotlight advantages and disadvantages of various planning strategies, from family limited partnerships, to grantor retained annuity trusts, (GRATs), to charitable lead trusts. 

We take a panoramic view of life insurance, considering the spectrum of markets, structures and funding techniques. As an M Financial Group member, our resources include proprietary life insurance solutions available only to those in this elite circle of firms.

Once your estate plan is in place, in our minds, our relationship has just begun. As things change: your situation, the currently favorable gift tax environment, economic and market conditions, we consider these developments vis a vis your aims and your plan. We take pride in proactively presenting alternatives that can enhance your plan and ensure the future you envision for yourself, your business and your family.