Life Insurance Portfolio Management

At Pinnacle, “active management” means our life insurance consultants keep you and your program top of mind all year long.  So when opportunities arise to enhance your portfolio, you can capitalize on them.

We consistently monitor portfolios and the insurance market throughout the year so that we can proactively manage your insurance assets in your best interest.  Our comprehensive tools and services help clients navigate the changes that can arise in: policy crediting rates, carrier financial stability, gift and estate tax law, economic benefits, AFR rates, mortality expectations, policy expenses and estate planning objectives or needs.

Pinnacle Tools & Services

• A proprietary 17-point carrier due diligence system
• A proprietary web-based policy administration and reporting system
• Crummey letter preparation
• Gift tax reporting
• Policy re-projections and crediting rate undulation analyses
• Alternative premium funding and duration analyses
• Gift, estate and Generation-Skipping Transfer tax coordination and optimization
• Industry and marketplace insights that can or will affect your portfolio

Combining personalized service with state-of-the-market technology, Pinnacle is the ideal partner for on-target, ongoing portfolio administration for you and your advisors.