Private Placement Investing

To help advisors and their clients better understand the strategy and potential benefits that PPLI and PPVA can offer, we produced a fun, informative introductory video, “Tax-Efficient Alternative Investing.”

Implementing an investment strategy through private placement insurance requires both thoughtful analysis in the design of your program, and diligent monitoring of the program to yield optimal results. We can guide you through the implementation of these tax-management tools and serve as long-term stewards of these programs to focus on maximizing efficiency.

Design/Implementation

Portfolio Design & Implementation

Pinnacle can design and implement a private placement insurance program that aligns with the unique financial objectives of domestic and international high net-worth clients. In addition to the income tax benefits of PPLI, ultra-affluent clients may also find PPLI to be a sophisticated estate planning tool, to provide greater asset protection or a means of enhancing philanthropic planning as it is a insurance product that provides a death benefit.

We listen carefully to your goals and partner with the right advisors to develop highly customized diagnostics to help determine the most optimal PPLI structure. We openly educate advisors and clients on the opportunities and risks of various scenarios before implementing a plan.

As a member of M Financial Group, our consultants have additional proprietary carrier options and capacity to offer clients more than any other insurance advisors, which can add significant value for PPLI investors.

Management

Portfolio Management

Our collaborative relationships with advisors, family offices and estate planners, combined with our own active management philosophy, give you the security of knowing that if objectives or circumstances change, or if market dynamics drastically shift, Pinnacle is ready to act accordingly.

Private placement lets you engage in alternative investment strategies in a tax-advantaged structure. Ongoing management of PPLI investments is critical to assure the structures remain optimized and meet expectations.

With our investment in infrastructure — namely our people and technology — we have industry-leading ongoing services backed by routine reporting on investment performance, policy servicing and death benefit monitoring — all core tenets of our active management services.

 

Private Placement Life Insurance is an unregistered securities product and is not subject to the same regulatory requirements as registered variable products. As such, Private Placement Life Insurance (or Annuities) should only be presented to accredited investors or qualified purchasers as described by the Securities Act of 1933.